Simbayanan ni Maria Multi-Purpose Cooperative: A Cooperative Established for Total Human Development

On January 26, 2015 I decided to join Simbayanan ni Maria Multi-Purpose Cooperative (SMMPC) in Taguig City. The cooperative was registered as a non-stock organization in 1991 by Father Anton Pascual as the Founding Chairman. Father Anton was the parish priest of Our Lady of the Most Holy Rosary from 1988-1992. The church is located in Bgy. Lower Bicutan, Taguig City.

What is Simbayanan ni Maria Multi-Purpose Cooperative?

According to its website, SMMPC envisions itself to become "A Community cooperative with integrated social and business entrepreneurship services for the total human development of all cooperators." Its mission is to practice good governance, efficient and effective management and fully empowered membership with the culture of cooperativism as a way of life". God-centredness, social responsibility, personal discipline, and FAITH are the core values of the cooperative. FAITH stands for fairness, accountability, integrity, transparency, and humility."

What are the services offered by SMMPC?

Services offered by SMMPC are the following:

1.      Savings Deposits
a.       Regular Savings – P2,800.00  
b.      Young Savers – P250.00
c.       Time Deposits

2.      Loan Products which include:
a.       Business Load Non-Collateralized and Share Capital Empowerment
b.      Real Estate Mortgage
c.       Back to Back Loan
d.      Motor/Vehicle Loan
e.       Jewelry Loan

3.      Other Services
a.       Bayad Center
b.      Western Union Money Remittance
c.       PhilHealth Payment Acceptance
d.      Social Entrepreneurial Training
e.       Insurance Death Benefit
f.       Scholarship-SMCFI
g.      Venue for all occasions
Cooperative is one of the four business organizations (the other three are sole proprietorship, partnership, and corporation).Therefore, being a member in a cooperative means being interested in investment. I chose Regular Savings and paid P2,800.00 broken down as follows: Share Capital - P1,700.00, Savings Deposit - P500.00, Damayan Trust Fund - P300.00, and Membership Fee - P300.00. I filled out several forms, namely, the Member Data Form, Damayan Form, Signature Card, and Insurance Form. Requirements are a photocopy of 2 valid IDs (I submitted company ID and Passport), 2 pcs 1x1 ID pictures, and Certificate of Attendance of Pre-Orientation Seminar. After 30 minutes of processing my application, I was issued with SMMPC ID, a T-shirt, and a Passbook showing all the fees I paid. I intend to increase my share of capital by depositing once every month not less than P500.00. The higher the share capital is, the higher the dividends.
Updated as of April 17, 2016

I decided to upload some documents I got from SMMPC as a member.


MY 1ST CASH LOAN: P5,000.00

MY 2ND CASH LOAN: P10,000.00




Security Bank ATM Card used for withdrawing your cash loan

                              SMMPC Membership ID

With the benefits you will get from Simbayanan, I would strongly recommend you to join.

Malacanang Palace declares January 30, 2015 as National Day of Mourning

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With 44 members of the elite Special Action Forces members of the Philippine National Police killed in Mamasapano,   Malacanan Palace declares January 30, 2015 a National Day of Mourning. 

According to the government website, the necrological service will be held at Camp Bagong Diwa in Taguig City at 10:00 a.m. President Benigno S. Aquino III will led the service.

What to do when a National Day of Mourning is observed?

1. All public institutions and military installations should lower Philippine flags half-mast.
2. Private institutions and the general public are encouraged to pay respects to the fallen heroes by displaying the flag appropriately.

Please refer the guidelines below as instructed by the government.
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Below is the full text of Proclamation No. 953, s. 2015.




WHEREAS, on 25 January 2015, at least forty-four officers and personnel of the Philippine National Police’s Special Action Force were killed in the line of duty during an operation to serve a warrant of arrest against a suspected criminal in Maguindanao;

WHEREAS, these deaths are a great loss to our people and during this time of grief, a most solemn commemoration and respect is called for; and

WHEREAS, the nation is in solidarity with and joins in the grieving of the families and friends of our fallen brothers in the police force.

NOW, THEREFORE, I, BENIGNO S. AQUINO III, President of the Philippines, by virtue of the powers vested in me by the Constitution and law, do hereby proclaim 30 January 2015 as a day of national mourning, in solidarity with the bereaved families of the slain.

The entire nation is requested to offer prayers for the eternal repose of the souls of the victims and for our people to reclaim our sense of humanity.

Further, I instruct all public institutions and military installations in the Philippines to lower the Philippines flag to half-mast on 30 January 2015.

IN WITNESS WHEREOF, I have hereunto set my hand and caused the seal of the Republic of the Philippines to be affixed.

DONE, in the City of Manila this 28th day of January, in the Year of our Lord, Two Thousand and Fifteen.


By the President:
Executive Secretary

44 Brave Members of the Philippine National Police-Special Action Forces

 Your death in Mamasapano is not in vain. Filipinos are proud of you and we will forever cherish your bravery and love for our country. Gob bless your families! God bless the Philippines!

1. Sr. Insp. Ryan Ballesteros Pabalinas
2. Sr. Insp. John Garry Alcantara Erana
3. Sr. Insp. Max Jim Ramirez Tria
4. Sr. Insp. Cyrus Paleyan Anniban
5. Sr. Insp. Gednat G. Tabdi
6. Insp. Joey Sacristan Gamutan
7. Insp. Rennie Tayrus
8. SPO1 Lover L. Inocencio
9. PO3 Rodrigo F. Acob Jr.
10. PO3 Virgel S. Villanueva
11. PO3 Andres Viernes Duque Jr.
12. PO3 Vitoriano Nacion Acain
13. PO3 Noel Onangey Golocan
14. PO3 Junrel Narvas Kibete
15. PO3 Jed-In Abubakar Asjali
16. PO3 Robert Dommolog Aliaga
17. PO3 John Lloyd Rebammonte Sumbilla
18. PO2 Amman Misuari Esmulla
19. PO2 Peterson I. Carap
20. PO2 Roger C. Cordero
21. PO2 Nicky DC Nacino Jr.
22. PO2 Glenn Berecio Badua
23. PO2 Chum Goc-Ong Agabon
24. PO2 Richelle Salangan Baluga
25. PO2 Noel Nebrida Balaca
26. PO2 Joel Bimidang Dulnuan
27. PO2 Godofredo Basak Cabanlet
28. PO2 Franklin Cadap Danao
29. PO2 Walner Faustino Danao
30. PO2 Jerry Dailay Kayob
31. PO2 Noble Sungay Kiangan
32. PO2 Ephraim G. Mejia
33. PO2 Omar Agacer Nacionales
34. PO2 Rodel Eva Ramacula
35. PO2 Romeo Valles Senin II
36. PO1 Russel Bawaan Bilog
37. PO1 Angel C. Kodiamat
38. PO1 Windell Llano Candano
39. PO1 Loreto Guyab Capinding
40. PO1 Gringo Charag Cayang-o
41. PO1 Romeo Cumanoy Cempron
42. PO1 Mark Lory Orloque Clemencio
43. PO1 Joseph Gumatay Sagonoy
44. PO1 Oliebeth Ligutan Viernes

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